Course curriculum

  • 1

    WELCOME

    • Ready to dive into the world of homebuying?

    • ABOUT US & MEET OUR GUEST SPEAKER

  • 2

    Working with a Real Estate Agent

    • Working with a Real Estate Agent Disclosure

    • Buyers Agent Compensation

  • 3

    The Home Buying Process

    • Get Informed!

    • Pre-approval Process

    • 10 Commandments of Home Buying

  • 4

    CREDIT

    • How Credit Affects You? | 2 Measures of Credit | Credit Bureaus

    • TRUE OR FALSE

    • What's In and What's Out in Your Credit Report

    • What Credit Report Discrepancy Do We See The Most?

    • TRUE OR FALSE

    • What's in a Credit Score?

    • What 3 Things You Can Do Today To Boost My Credit Score?

    • Credit Karma

    • Types of Credit | Good Credit

    • TRUE OR FALSE

    • Should You Pay Off Credit Cards or Pay them Down? | Bad Credit

    • What Is the Biggest Killer of Good Credit? | Slow Credit

    • TRUE OR FALSE

    • How Does Budgeting Affect Credit? | No Credit

    • TRUE OR FALSE

    • What is a good credit score?

  • 5

    Income & Assets

    • Meet John & Jane Doe

    • Debt to Income Ratio (DTI)

    • Types of Loans: Fixed-Rate & Adjustable-Rate Mortgage

    • Types of Loans: FHA, CONVENTIONAL, USDA, VA

    • Closing Cost & Down Payment

    • Down Payment Assistance

  • 6

    Home Buying Process

    • Needs & Wants

    • Different Types of Housing

    • Tips on Building a Home

    • John & Jane Doe found the one! What's Next?

    • Home Inspection

    • How much MIGHT Jane and John Doe Need Up Front?

    • Items that Need to be Addressed in an Offer

    • Home Warranty

    • Loan Estimate & Closing Disclosure

    • Role of Closing Attorney

    • Closing

  • 7

    Link Reference

    • Home Buyers Guide Magazine